1.e4 c5 2.Bc4 Terry's style is quite a direct go-for-the-throat one. From that perspective, this move makes a lot of sense as it takes aim at the tender spot f7. However, this move has not been faring well in FCC events - have a look at Bergquist,P - Lowinger,D from the Meriden match for comparison.
2...e6 3.Nc3 d6 4.d3 Nf6 5.Nf3 Be7 6.Bd2 0-0 7.0-0 a6 8.a4! a strong positional move, making black's plan of queenside pawn expansion much more difficult to execute.
8...b6 9.Ng5 Having played "by the book" for a number of moves, Terry can't resist the call of the wild! Here he goes for a dramatic attack; however, black's position is extremely solid and the experienced Jacob K shows us that the attack was perhaps a bit premature.
9...h6 10.Nh3 d5! setting up a nice possible discovered attack.
11.exd5 exd5 as we talked about in camp, such innocuous-looking exchanges are not innocuous at all. With this exchange White changes the center condition from one in which he had 2 pawns against 2, to one in which he has 1 pawn against 2. That's an unfortunate turn of events. The immediate bishop retreat was more circumspect.
12.Bb3 Bxh3 13.Qf3?? Whoa! Terry understandably does not want to weaken his king's defenses, but taking measures to this extreme is unwarranted!
13...Be6 14.Qg3 setting up a nice attack, which Jacob seems to overlook.
14...Nc6 15.Bxh6! Nh5! a powerful counterstroke, combining attack and defense. However, Ne8 would have been less risky.
16.Qh4?? a huge oversight in a complicated position. Necessary was [16.Qf3 counterattacking the black knight safely.]
16...Bxh4 17.Bd2 Bg5 18.Bxg5 Qxg5 19.Ne2 now it is white who is under severe attack. Terry wisely rushes over with his knight for the defense.
19...Rae8 20.f4 did I say "defense"?
20...Qf6 21.c4 d4 22.Rae1 g6 23.Bc2 Bg4 24.Bd1 Nb4 Black's pieces invade from all corners.
25.h3 Bxe2 26.Bxe2 Nc2 forcing further material concessions.
27.Rc1 Rxe2 28.Rf2 Rxf2 29.Kxf2 Qxf4+ 30.Kg1 Terry plays for the clock: Jacob is down under the 5 minute mark.
30...Qxc1+ 31.Kh2 Ne3 32.h4 Qxb2 33.Kg1 Qxg2# Jacob plays the end smoothly despite his time deficit. A nice win. 0-1